COVERAGE YOU NEED.PEOPLE YOU TRUST.

Straightforward Insurance Solutions That Support Your Success At Every Stage

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WHO WE ARE

OVER 70 YEARS OF SERVICE

  • We are a family-owned and operated insurance agency with roots dating back to 1956. From the beginning, our agency has been built on trust, integrity, and long-term relationships.

    While the insurance industry continues to evolve, our core values remain the same. We believe our clients should feel confident knowing they have long-term protection and the assurance that they will be taken care of when a claim arises. Insurance should provide certainty, not confusion.

    Although our agency has grown to multiple locations, our growth has never come at the expense of personal service. Building strong relationships and delivering dependable guidance remain at the heart of everything we do.

    In 2017, we joined Keystone Insurers Group to better serve our clients. As a member of Keystone Insurance Group, we can leverage the strength of a nationwide network, gaining access to specialized expertise, enhanced carrier relationships, and industry-leading tools that elevate the solutions we provide.

    Our commitment to excellence has been recognized through several honors, including:

    Keystone Agency Partner of the Year
    Sapphire Agency Award – Auto-Owners Insurance
    Pinnacle Platinum Agency – Columbia Insurance Group

    Members of our team have also earned individual distinctions including:

    Insurance Person of the Year

    Young Agent of the Year.

  • Our business is built on relationships, not transactions.

    We take the time to understand our clients, recognizing that effective protection requires more than simply quoting a policy. Rather than offering one-size-fits-all solutions, we provide thoughtful guidance and tailored coverage strategies designed to deliver clarity, confidence, and long-term protection.

    Our focus is not simply placing policies, but building lasting relationships and serving as a trusted resource when decisions matter most.

  • We provide more than insurance we deliver the expertise, resources, and support our clients need to operate with confidence.

    ATP
    Our in-house ATP team simplifies complex federal and state filings, helping trucking companies stay compliant, reduce administrative burdens, and avoid costly penalties. We handle critical documentation accurately and on time, so our clients can focus on running their business.

    Focused on Education
    Our commitment to continuing education ensures our clients receive informed, knowledgeable guidance. Our team holds respected industry designations, including CIC, CISR, CWCA, AIP, and RWCS, reflecting a dedication to professional excellence and technical expertise.

    Comprehensive Protection
    We offer all lines of coverage for your business and employees, ensuring long-term stability. Beyond commercial lines, we extend the same high level of service and coverage options to your family and home through our personal lines and Life & Health departments.

    Licensed Across Multiple States
    With licenses in multiple states, we are equipped to serve clients whose operations extend beyond the Midwest, providing seamless support wherever they do business.

Protection Designed Around Your Needs

  • A skid-steer loader loading dirt into a dump truck at a construction site with trees and a sidewalk in the background.

    Construction Professional

  • Restaurants and Bars

  • Brick building on a corner, parked cars along street, clear blue sky.

    Commercial Property

  • Boats docked at a marina during sunset, with the water reflecting the golden light.

    Marina's

  • A person welding metal on a workbench in a workshop, wearing a yellow welding helmet and dark clothing, sparks flying from the welding process.

    Manufactures

  • Wine barrels stacked in a cellar.

    Winery & Breweries

  • Auto Body Shop

WHY WORK WITH US?

  • An icon of a hand holding a gear with a clock inside it, with lines indicating speed. Below, a message emphasizes a knowledgeable team providing timely service and clear guidance to help clients make informed insurance decisions for long-term success.
  • Silhouette of two men in suits shaking hands with a message emphasizing partnership and client coverage.
  • Icon of a person with arrows pointing to checkmarks and crosses, symbolizing decision-making options, accompanied by text about relationships with insurance companies and having the power of choice.

WHAT OUR CLIENTS SAY

  • "Their team is incredibly responsive and easy to work with. Whenever we have questions or need certificates, endorsements, or guidance, they handle it quickly and accurately. It’s reassuring to work with an agency that values clear communication and follows through every time."

    —Jason T.

  • "Golden Rule Insurance has been more than just an insurance agent they’ve been a true advisor to our business. Their team took the time to understand our operations, explain our options clearly, and structure coverage that protects us long term. Their responsiveness and professionalism set them apart."

    —Jacob F.

  • "We’ve worked with their team for years, and the service has always been exceptional. They are proactive, knowledgeable, and incredibly timely whenever we need support. You can tell they genuinely care about helping clients make the right decisions, not just selling a policy."

    —Trent M.

  • "We appreciate how proactive they are. Instead of waiting for renewal, they regularly review our policies and suggest improvements. Their forward-thinking approach has strengthened our overall protection."

    —Dakota B.

  • "As our company expanded, we needed an insurance partner who could grow with us. Their expertise in business insurance and employee benefits gave us confidence that we were making smart, informed decisions. They consistently provide clear guidance and dependable service."

    —Stacey D.

  • "Insurance can be complicated, but they make it understandable. They take the time to explain coverage in plain language so we feel confident in every decision. That level of education and transparency is hard to find."

    —Amanda M.