Builders Risk

Construction projects involve significant investments in materials, labor, and equipment and unexpected events can quickly put a project at risk. Builders Risk Insurance provides coverage for buildings and structures while under construction, protecting your investment from property damage, theft, and other unforeseen losses.

At Golden Rule Insurance Agency, we work with contractors, developers, and property owners to design Builders Risk policies tailored to the unique needs of each project. With the right coverage in place, your construction project can proceed with confidence, knowing you’re protected against financial setbacks.

What Builders Risk Covers

Builders Risk Insurance can help protect your project during construction by covering:

• Property Damage – Coverage for buildings, materials, and equipment damaged by fire, vandalism, wind, or other covered perils.

• Theft or Loss – Protection if materials or equipment are stolen from the construction site.

• Soft Costs – Additional expenses incurred to keep the project on track after a covered loss, such as architect or engineering fees.

• Debris Removal – Assistance with costs to remove damaged materials following a loss.

Why Your Project Needs Builders Risk Insurance

Construction sites are exposed to many risks, and even minor incidents can lead to costly delays or losses. Without proper coverage, projects may face:

• Increased financial exposure for repairs or replacements

• Delays in project completion

• Legal or contractual penalties

• Damage to reputation and client relationships

Tailored Protection for Your Construction Projects

Every project is unique. Golden Rule Insurance Agency works closely with you to assess your construction risks, determine appropriate coverage limits, and design a policy that fits the scope and timeline of your project.

Protect Your Investment from Start to Finish

Builders Risk Insurance is an essential part of managing construction risk. By providing comprehensive protection for your building project, Golden Rule Insurance Agency helps ensure your work stays on schedule and your investment remains secure.