Commercial Auto

Vehicles are often essential to daily business operations, whether used for transporting employees, delivering products, or providing services. With every mile driven comes potential risk, making proper insurance protection critical to your company’s financial stability.

Commercial Auto Insurance helps protect your business from losses arising from accidents, property damage, and liability exposures involving company-owned vehicles. At Golden Rule Insurance Agency, we work with businesses to structure policies that align with their specific vehicle usage and operational needs.

A well-designed policy helps safeguard your drivers, vehicles, and organization from unexpected financial setbacks.

Coverage options may include:

• Liability Coverage
  Protection if your business is held legally responsible for bodily injury or property damage resulting from an accident.

• Physical Damage Coverage
  Helps cover repair or replacement costs for your vehicles following collisions, theft, vandalism, or other covered losses.

• Medical Payments Coverage
  Assists with medical expenses resulting from an accident, regardless of fault.

• Uninsured / Underinsured Motorist Coverage
  Protection when your driver is involved in an accident with a motorist who lacks adequate insurance.

• Specialized Commercial Auto Coverages

• Businesses with unique vehicle exposures may require additional protection.

• Hired & Non-Owned Auto Coverage
  Provides protection for vehicles your business rents, leases, or employees use for business purposes.

• Any Auto Coverage
  Broad protection designed for businesses with varying or frequently changing vehicle exposures.

• Drive Other Car Coverage
  Protection for executives or employees who may not have personal auto policies.

Protecting Your Business on the Road

Accidents involving business vehicles can lead to costly repairs, medical expenses, and legal claims. Commercial Auto Insurance helps manage these risks, allowing your organization to continue operating with confidence.

Because every business uses vehicles differently, it is important to work with an experienced insurance professional. Golden Rule Insurance Agency can help you evaluate your exposures and build coverage tailored to your operations.