Directors & Officers

Leaders make critical decisions every day that impact the success and direction of an organization. However, even well-intentioned decisions can lead to claims of mismanagement, errors, or breaches of fiduciary duty. Directors & Officers (D&O) Insurance provides protection for the personal assets of your executives while safeguarding the organization from financial loss.

At Golden Rule Insurance Agency, we help businesses design D&O policies that protect both leadership and the company. With the right coverage in place, your directors and officers can focus on guiding your business with confidence, knowing they are protected against potential legal claims.

What D&O Insurance Covers

D&O Insurance provides protection for claims arising from the actions of your organization’s leadership, including:

• Fiduciary Liability – Coverage for breaches of fiduciary duty in managing company assets or employee benefit plans.

• Mismanagement Claims – Protection against allegations of errors, omissions, or wrongful decisions by directors or officers.

• Legal Defense Costs – Assistance with attorney fees, settlements, and court expenses related to covered claims.

• Securities Claims – Coverage for claims related to the sale or misrepresentation of company securities.

Why Your Organization Needs D&O Insurance

Even a single lawsuit or claim against leadership can have serious consequences. Without proper coverage organizations, and their executives may face:

• Expensive legal fees and settlements

• Personal financial exposure for directors and officers

• Damage to reputation and stakeholder confidence

• Operational disruption and management distractions

Tailored Coverage for Your Leadership Team

Every organization has unique leadership risks. Golden Rule Insurance Agency works closely with you to evaluate exposures and design a D&O policy that fits your company’s size, industry, and governance structure.

Protect Your Leadership and Organization

Directors & Officers Insurance is an essential part of managing risk at the executive level. By providing comprehensive protection, Golden Rule Insurance Agency helps ensure your leaders can make decisions confidently while safeguarding the organization from financial and reputational loss.