Disability Coverage

Your ability to earn an income is one of your most valuable financial assets. An illness or injury that prevents you from working can create significant financial stress, even if the situation is temporary. Disability Insurance provides income protection, helping you maintain financial stability while you recover.

At Golden Rule Insurance Agency, we help individuals design disability coverage tailored to their occupation, lifestyle, and financial obligations. With the right policy in place, you can protect your earnings and safeguard your future.

What Disability Insurance Covers

Disability Insurance helps provide financial support for situations such as:

• Injuries – Coverage if an accident prevents you from working.

• Illnesses – Protection for disabilities caused by medical conditions.

• Partial Disabilities – Benefits if you can work but experience reduced income.

• Short-Term Disabilities – Coverage for temporary recovery periods.

• Long-Term Disabilities – Protection for extended or permanent conditions.

Benefits typically replace a portion of your income, helping cover essential expenses.

Why Disability Insurance Matters

Without income protection, a disability can lead to:

• Loss of steady income

• Difficulty paying mortgages, loans, or bills

• Depletion of savings or retirement assets

• Financial strain on family members

Disability Insurance helps ensure you can meet financial obligations during challenging times.

Coverage Designed Around Your Needs

Every individual’s situation is different. Golden Rule Insurance Agency works with you to:

• Evaluate income, expenses, and financial risks

• Determine appropriate benefit amounts and coverage periods

• Select policy options that align with your career and lifestyle

Protect Your Financial Stability

Disability Insurance is a critical component of a strong financial plan. With the right coverage, Golden Rule Insurance Agency helps you protect your income and maintain confidence in your future.