Earthquake

Earthquakes are unpredictable, and standard homeowners or renters insurance typically doesn’t cover damage caused by seismic activity. Earthquake Insurance provides specialized protection for your home, belongings, and financial security, so you’re prepared when the unexpected happens.

At Golden Rule Insurance Agency, we help homeowners and renters secure coverage designed to protect against earthquake damage, ensuring peace of mind no matter where you live.

What Earthquake Insurance Covers

Earthquake Insurance provides protection for property and belongings affected by seismic events, including:

• Dwelling Coverage – Repairs or replaces your home or condo if it is damaged by an earthquake.

• Personal Property Coverage – Replaces personal belongings such as furniture, electronics, and valuables damaged by an earthquake.

• Additional Living Expenses – Assists with temporary housing costs if your home becomes uninhabitable after a quake.

• Structural Improvements – Covers upgrades or improvements to your home that may be damaged during an earthquake.

Why Earthquake Coverage Matters

Without proper earthquake insurance, homeowners and renters may face:

• Significant out-of-pocket repair or replacement costs

• Loss of valuable personal property

• Temporary displacement expenses

• Long-term financial strain after a major seismic event

Customized Protection for Your Home

Golden Rule Insurance Agency works with you to evaluate your risks and design earthquake coverage tailored to your property, location, and needs. With the right limits in place, you can have confidence knowing you’re prepared for seismic events.

Confidence When the Ground Moves

Earthquake insurance is a critical component of a comprehensive protection plan for your home and belongings. Golden Rule Insurance Agency helps ensure that even when the unexpected strikes, you’re financially secure and prepared.