Product Liability
Helping Your Business Manage Risks and Maintain Trust With Customers
Any business that manufactures, distributes, or sells products faces potential risks if those products cause injury or property damage. Product Liability Insurance helps protect your business from financial loss resulting from claims related to defective or unsafe products.
At Golden Rule Insurance Agency, we work with businesses of all sizes to design Product Liability policies tailored to their products, operations, and risk exposures. With the right coverage in place, you can focus on growing your business while minimizing the impact of product-related claims.
What Product Liability Insurance Covers
Product Liability Insurance provides protection against claims arising from the manufacture, sale, or distribution of products, including:
Bodily Injury – Coverage if a product causes harm to a customer or user.
Property Damage – Protection for damage caused by a defective product.
Legal Defense Costs – Assistance with attorney fees and litigation expenses related to covered claims.
Settlements or Judgments – Financial support if your business is found liable for damages.
Why Your Business Needs Product Liability Insurance
Even a single product-related claim can have serious financial and reputational consequences. Without proper coverage, businesses may face:
Costly lawsuits and settlement expenses
Damage to brand reputation and customer trust
Business interruption or operational disruption
Regulatory scrutiny or penalties
Tailored Coverage for Your Products
Every product line carries unique risks. Golden Rule Insurance Agency works closely with you to assess your exposures and design a policy that aligns with your operations, product types, and distribution methods.
Protect Your Business and Customers
Product Liability Insurance is an essential part of managing business risk for manufacturers, distributors, and retailers. By providing comprehensive protection, Golden Rule Insurance Agency helps ensure your business can continue operating with confidence, even if a product-related claim arises.