Professional Liability

Even the most careful professionals can face claims of errors, omissions, or negligence. Professional Liability Insurance, sometimes called Errors & Omissions (E&O) coverage, helps protect your business when a client alleges that your services or advice caused financial loss.

At Golden Rule Insurance Agency, we work with professionals across industries to design policies that safeguard both their reputation and financial stability. With the right coverage in place, you can focus on delivering your services with confidence, knowing your business is protected against unforeseen claims.

What Professional Liability Covers

Professional Liability Insurance provides protection for claims arising from your professional services, including:

• Errors or Omissions – Coverage if a mistake in your work causes financial harm to a client.

• Negligence – Protection against allegations that your services failed to meet professional standards.

• Defense Costs – Legal fees and associated expenses for defending against covered claims.

• Settlements or Judgments – Financial support if your business is found liable for damages.

Why Your Business Needs Professional Liability

Even a minor oversight can result in significant financial exposure. Without proper coverage, professionals risk:

• Costly lawsuits or settlements

• Legal defense expenses that can drain business resources

• Damage to professional reputation

• Disruption to business operations

Tailored Coverage for Your Professional Services

Every industry and professional role comes with unique risks. Golden Rule Insurance Agency works closely with you to evaluate your exposures and design coverage that aligns with your business, clients, and services. This ensures you have the protection you need without unnecessary gaps in your policy.

Protect Your Business and Reputation

Professional Liability Insurance is an essential part of managing risk for service-based businesses. By providing comprehensive protection, Golden Rule Insurance Agency helps you operate confidently, knowing your business and professional reputation are secure.